Medicare Supplement, also known as a Medigap Plan, is one option Medicare gives you once you decide to go onto Medicare. A Medicare Supplement is very black and white; Medicare pays 80% of everything and the remainder 20% is your responsibility- that is where a Medicare Supplement comes in. You have a monthly premium and in return, after the yearly deductible is satisfied you pay NOTHING. ALL the letters, Plan G and Plan N work EXACTLY the same way, so if you have a Plan G but notice the premium has gone up too high for your liking, let's shop around to see if we can get your premium lowered. It is the only thing Medicare has made truly easy, allowing the plans to all work the same way. There is no network, you can go anywhere in the country that accepts Medicare, giving you total freedom and peace of mind while you visit your grandbabies in Arizona or on the golf course in Florida. Medicare Supplements do not include prescription drug coverage or dental/hearing/vision, so I will ensure those are set into place as well.

Not a fan of having a monthly premium and are looking for an "all in one" option? Wonderful, a Medicare Advantage Plan may be the perfect fit! Most Medicare Advantage Plans do not have a monthly premium, they have built in prescription drug coverage, dental/hearing/vision, silversneakers (for all you gym lovers), over the counter benefits, plus more, all included! Medicare Advantage plans come with a network, so you and I will sit down and go over every doctor, specialist, cologist that you see to ensure everyone is in network. No need for you to call around, let me take the leg work from you.